VA Loan vs. FHA Loan: Which Is Actually Better for You?
If you've served, the VA loan is usually the single best mortgage product available. Kenny breaks down why — and the rare cases where FHA still wins.
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How to Buy a House in Texas with Just 3.5% Down — Full FHA Loan Breakdown
Kenny breaks down exactly what it takes to buy a home in Texas using an FHA loan — credit requirements, down payment assistance options, and the step-by-step process from application to keys in hand. Turned from a full Mortgage Talk LIVE episode.
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What Credit Score Do You Actually Need to Get a Mortgage in 2026?
Lenders won't always tell you the real minimum. Kenny explains the score thresholds for FHA, VA, Conventional, and DSCR loans — and how to improve fast.
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Down Payment Assistance in Texas: Programs Most Buyers Don't Know Exist
There are dozens of DPA programs in Texas that can cover your down payment and closing costs. Kenny walks through the most accessible ones for 2026.
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DSCR Loans: The Easiest Way to Finance Investment Properties in 2026
DSCR loans qualify you based on the property's rental income — not your tax returns. Kenny explains how they work and when to use them.
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When Does It Make Sense to Refinance? The Break-Even Math Explained
Refinancing isn't always the right move. Kenny walks through the actual math — how to calculate your break-even point and decide if it's worth it.
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Can You Still Afford to Buy a Home in 2026? Real Numbers from a Broker
Kenny runs live affordability math — what a $350K, $400K, and $450K home actually costs per month in Texas at today's rates.